Macleod Savings & Credit Union | Canadian Agricultural Income Stabilization (CAIS) Program

My Farm - CAIS Account

Canadian Agricultural Income Stabilization Program

What is the CAIS program?

The CAIS Program allows the producer to protect their farm operation against small or large declines in income. The CAIS program directs government funds to those in need by combining stabilization assistance (formerly NISA) with disaster assistance (formerly CFIP / FIDP) under one program. To secure protection, the producers are required to make a fully refundable deposit.

For more information, please visit: http://www.agr.gc.ca/caisprogram/main.html

How does the CAIS program work?

Payments are paid out when your claim-year margin falls below your reference margin(1). As your loss deepens, the government assumes a greater share of the cost to replace those losses. Program benefits are calculated using your production margin(2).

Credit Unions working hand in hand with you!

No one understands agribusiness like credit unions. For more than 60 years, we've provided innovative, quality financial services to Alberta producers - and we're here to stay.

We're full-service financial institutions, and your needs are our priority. A Canadian Agricultural Income Stabilization (CAIS) program account is just one of the full range of products and services we offer our farm members. Take advantage of:

competitive interest rates
a variety of investment options
the peace of mind that come from knowing your deposits are fully guaranteed

Need a loan to make your deposit? We can help with that too. Ask about lines of credit and other loan options.