| Chequing Accounts |
| Daily Interest Chequing Account |
| Fee per cheque or debit |
$0.50 |
Monthly Statement Fee
(includes return of cancelled cheques) |
$2.00 |
| ATM Transactions at MSCU |
$0.50 |
| All other ATM withdrawals in Canada |
$1.25 |
| All other ATM withdrawals (International) |
$2.50 |
| Basic Chequing Account |
| Fee per cheque or debit |
$0.55 |
Monthly Statement Fee
(includes return of cancelled cheques) |
$1.50 |
| ATM Transactions at MSCU |
$0.50 |
| All other ATM withdrawals in Canada |
$1.25 |
| All other ATM withdrawals (International) |
$2.50 |
| Package Account |
| No
charge for standard personalized cheques (maximum -
400/year), cash withdrawals, MasterCard® Payment
Card transactions, utility bill payments, purchase of
traveller's cheques, Canadian money orders (limit of
5 per month), certified cheques and Canadian drafts.
|
| Monthly Fee |
$10.00 |
| ATM Transactions at MSCU |
Free |
| All other ATM withdrawals in Canada |
$1.25 |
| All other ATM withdrawals (International) |
$2.50 |
| Point of Sale (Interac Direct Payment) |
$0.35 |
| TeleService® |
$0.50 |
| Safety Deposit Box discount |
$-5.00 |
| Package Plus Account |
| No
charge for standard personalized cheques (maximum -
400/year), cash withdrawals, MasterCard® Payment
Card transactions, utility bill payments, Point of Sale
(Interac Direct Payment) transactions, TeleService®
telephone banking, cuanytime Internet banking, purchase
of traveller's cheques, Canadian money orders (limit
of 5 per month), certified cheques, Canadian drafts.
|
| Monthly Fee |
$12.00 |
| ATM Transactions at MSCU & Alberta CUs |
Free |
| All other ATM withdrawals in Canada |
$1.25 |
| All other ATM withdrawals (International) |
$2.50 |
| Safety Deposit Box discount |
-$10.00 |
| Golden Account |
| No
charge for standard personalized cheques (maximum - 400/year),
cash withdrawals, MasterCard® Payment Card transactions,
utility bill payments, Point of Sale (Interac Direct Payment)
transactions, TeleService® telephone banking, cuanytime
Internet banking, purchase of traveller's cheques, Canadian
money orders, certified cheques, Canadian drafts.
|
| ATM Transactions at MSCU & Alberta CUs |
Free |
| All other ATM withdrawals in Canada |
$1.25 |
| All other ATM withdrawals (International) |
$2.50 |
| Safety Deposit Box discount |
-$10.00 |
| Community Chequing (NPO or Club) |
| No
charge for cheques/cash withdrawals and monthly statments
including the return of cancelled cheques.
|
| ATM Transactions at MSCU |
Free |
| All other ATM withdrawals in Canada |
$1.25 |
| All other ATM withdrawals (International) |
$2.50 |
| Cheque Orders |
cost |
| Commercial & Agricultural Accounts |
| Deposits |
Free |
| Statement Fee |
$2.50 |
| Debit Items (cheques, etc) |
$0.70 |
| TeleService® |
$0.50 |
| Point of Sale (Interac Direct Payment) |
$0.35 |
| ATM Transactions at MSCU |
$0.50 |
| All other ATM withdrawals in Canada |
$1.25 |
| All other ATM withdrawals (International) |
$2.50 |
| General Fees |
| ATM Transactions |
| Own Credit Union |
$0.50 |
| Other financial institution in Canada |
$1.25 |
| Other financial institution (International) |
$2.50 |
| Cheques |
| Cheque Certification (Member) |
$5.00 |
| Cheque Certification (Non-Member) |
$7.00 |
| Cheque in Foreign Funds |
$6.00 |
| NSF Cheque |
$20.00 |
| NSF Cheque non returned |
$12.00 |
| Chargeback (NSF) or Cheque Return |
$5.00 |
| Non-MICR Encoded Cheque |
$5.00 |
| Drawn on Savings Account |
$5.00 |
| Post dated Cheque Held for Deposit |
$1.00 |
| Counter Cheques (each) |
$0.25 |
| Confirmations |
| For Accountant/Auditor |
$25.00 |
| Demand by 3rd Party |
$25.00 |
| Records Search (cost per hour) |
$25.00 |
| Loan Interest |
$25.00 |
| Drafts |
| Canadian |
$5.00 |
| Foreign |
$5.00 |
| Electronic |
| Point of Sale (Interac Direct Payment) |
$0.35 |
| TeleService® |
$0.50 |
| cuanytime Internet Banking |
$0.50 |
| Inactive Account Notices |
| 6 months |
$15.00 |
| 2 years |
$20.00 |
| 5 years |
$25.00 |
| 10 years (final) |
$35.00 |
| Miscellaneous |
| Account Closed within 90 days |
$25.00 |
| Cash/Coin Parcel |
$25.00 |
| Deposit History |
$1.00 per page |
| Hold Funds |
$5.00 |
| Items sent or received on collection |
$15.00 |
| Night Depository Annual Rental |
$25.00 |
| Security Registration |
cost |
| Stop Payment - full details |
$7.50 |
| Stop Payment - non-detailed |
$10.00 |
| Utility Payment |
$1.25 |
| Money Orders |
| Canadian |
$3.50 |
| U.S. |
$5.00 |
| Mortgage/Loan |
| Mortgage Renewal |
$75.00 |
| Late Loan Payment Notice |
$10.00 |
| Modification or Extension of Loan Terms |
$25.00 |
| Overdraft |
| Authorized Overdraft |
Minimum Monthly Charge: $1.00 |
| Unauthorized Overdraft |
-25% or
Minimum Monthly Charge: $1.00 |
| Safe Deposit Boxes Annual Rental |
| Lost Key |
$15.00 |
| Drill Box |
$25.00+cost to drill |
| 1.5 x 5 x 24" |
$25.00 |
| 2.5 x 5 x 24" |
$35.00 |
| 2.5 x 10 x 24" |
$55.00 |
| 5 x 5 x 24" |
$55.00 |
| 5 x 10 x 24" |
$100.00 |
| Statements |
| Extra Statement |
$15.00 |
| Mailing |
$1.50 |
| Transfers |
| Automatic to Cover Overdraft |
$3.00 |
| Telephone Transfer to Credit Union |
$5.00 |
| Wire Transfer to a Credit Union |
$20.00 |
| Wire Transfer to Other Financial Institution |
$30.00 |
| Wire Transfer to US Destination |
$45.00 |
| Account Transferred to a Credit Union |
no charge |
| Account Transferred to a Bank/Trust Company |
$17.00 |
| RRSP/RRIF to Other Financial Institution |
$25.00 |
| Traveller's Cheques |
| Single Signature |
1.0% |
| Double Signature |
1.5% |
