Macleod Savings & Credit Union

Investment Account Rates

Effective December 21, 2009. Rates are subject to change without notice.

Rates are provided for information purposes only, and are subject to change without notice. Firm rate quotes may be obtained upon request. The Credit Union Deposit Guarantee Corporation guarantees the repayment of all deposits with Alberta Credit Union, including accrued interest. Additionally, the Credit Unions Act provides that the Government of Alberta will ensure that this obligation of the Corporation is carried out.
(Interest rate bulletin #2009-16)

Credit Union Prime Rate: 2.25%
Credit Union Prime Rate (US): 3.25%

Minimum deposit: $1,000.00
Minimum deposit for youth: $500.00

Term Deposits - Non Redeemable
Short Term Interest Paid at Maturity
30 to 59 days	0.200%
60 to 89 days	0.200%
90 to 119 days	0.200%
120 to 179 days	0.200%
180 to 269 days	0.250%
270 to 364 days	0.250%
Long Term Interest Paid Annually
12 to 23 months	0.500%
24 to 35 months	1.200%
36 to 47 months	1.500%
48 to 49 months	1.600%
60 months	2.000%
Long Term Interest Paid Monthly
12 to 23 months	0.250%
24 to 35 months	0.950%
36 to 47 months	1.250%
48 to 49 months	1.350%
60 months	1.750%
Term Deposits - Redeemable
Short Term Interest Paid at Maturity
30 to 59 days	0.050%
60 to 89 days	0.050%
90 to 119 days	0.050%
120 to 179 days	0.050%
180 to 269 days	0.050%
270 to 364 days	0.050%
Long Term Interest Paid Annually
12 to 23 months	0.250%
24 to 35 months	0.950%
36 to 47 months	1.250%
48 to 49 months	1.350%
60 months	1.750%
Long Term Interest Paid Monthly
12 to 23 months	0.150%
24 to 35 months	0.700%
36 to 47 months	1.000%
48 to 49 months	1.100%
60 months	1.500%

Variable Rate Term Deposits are available at a rate equal to the interest rate paid in the Blue Chip Savings Account. No minimum amount required.